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About Our Firm

Richard W. Paul & Associates is an independent financial advisory firm serving clients throughout Michigan. We have developed our business by reaching out, nurturing and maintaining close, trusting relationships with each of our clients.

Richard W. Paul & Associates

We’re committed to educating our clients about their investment options so that they can make sound decisions on their financial path. We do this by providing guidance to help you develop an overall retirement income strategy, and offering a variety of insurance and investment products to help achieve the objectives of that strategy.

We're proud that this is a family business that also has the tools and strategies that are available at larger firms. We have a strong team of professionals helping ensure you receive all the assistance you need not only in developing your retirement income strategy, but in maintaining it throughout your retirement.

Meet Richard Paul, CFP® CRPC® President

As the president of Richard Paul & Associates, Richard Paul is focused on helping clients work toward their retirement dreams through a well-thought-out strategy for retirement income.

Rich is the author of "The Baby Boomers' Retirement Survival Guide: How to Navigate Through the Turbulent Times Ahead". As a leading retirement professional and host of "The Rich Paul Show" on WJR News/Talk 760, Rich has been educating residents throughout Oakland County and the greater Detroit area on progressive personal finance and retirement planning strategies for more than 25 years. Rich works to provide comprehensive financial planning strategies to retired and pre-retired individuals, helping them achieve total wealth optimization and reliable income sources in retirement. A firm believer in achieving success through a personalized strategy, he acts as a financial coach and works to optimize clients’ unique financial situations by managing and minimizing financial risks and tax liabilities while positioning accounts for continued growth — regardless of market volatility.

Rich holds his life and health insurance licenses in Michigan and Florida and is a Certified Financial Planner™ (CFP®), a Certified Estate Planner (CEP®), a Registered Financial Consultant (RFC®), a Chartered Retirement Planning Counselor (CRPC®), and a member of the Society of Certified Senior Advisors (CSA®). He is an Investment Advisor Representative (IAR), permitting him to advise on a variety of investment strategies, as well as a Certified Tax CoachTM (CTC) and a member of the Financial Planning Association (FPA).

He has been honored in Kiplinger's Personal Finance magazine’s "Who’s Who of Michigan's Certified Financial Planners™," named a Five Star Wealth Manager by Hour Detroit Magazine in 2011 and featured as one of America’s Premier Experts.® Most recently, Rich has been recognized as a "Financial Trendsetter" in USA Today.

Meet Steven Paul, CFP®Senior Partner

Steven Paul is the head of the financial planning team and specializes in designing personalized retirement income plans for our clients at Richard Paul & Associates.

Steve holds his life and health insurance licenses in Michigan and Florida. He is a Certified Financial Planner™ (CFP®) and completed the CFP Board required curriculum through Eastern Michigan University and Kaplan. He received his bachelor’s degree from Wayne State University, majoring in economics.

Steve can also be heard on the radio as the co-host of “The Rich Paul Show” and is co-authoring a book entitled “Retirement Evolved: The Definitive Guide to Not Outliving Your Money."

He and his wife, Michelle, are the proud parents of two energetic children, Shay & Silas. In his free time, Steve enjoys spending time with family, golfing, playing tennis and watching Detroit sports.

Meet Matthew Paul, CFP®Chief Operating Officer

Matthew Paul oversees the day-to-day operation of the business and is an Investment Advisory Representative at Richard Paul & Associates. Matt also plays an integral role in the on-boarding of new clients and overseeing the client experience.

Matthew is a Certified Financial Planner™ (CFP®) and completed the CFP Board required curriculum through Eastern Michigan University and Kaplan. He received his bachelor’s degree from Michigan State University, majoring in economics. He holds his Life & Health Insurance license, in addition to the Series 6 and 63 licensed and is a Registered Representative with J.W. Cole Financial, Inc.

Matthew and his wife, Rachael, reside in Whitmore Lake. They have a husky terrier, Max, who occasionally visits the office. In his free time, Matthew enjoys Detroit sports, boating, and spending time with family & friends.

Meet Chris Rett, CFP®Financial Advisor

Chris is a Financial Advisor and CERTIFIED FINANCIAL PLANNER™ professional (CFP®). He has extensive involvement in identifying clients' unique needs, as well as helping clients in developing and implementing strategies to accomplish their Financial goals in retirement.

Chris graduated with a Bachelor of Science Degree in Economics from Michigan State University and completed the CFP Board required curriculum through Kaplan University. Chris is also an Investment Advisor Representative, Registered Financial Consultant (RFC®), and holds his Life, Health & Long Term Care Insurance licenses.

Chris enjoys spending time with family and friends, watching football, playing golf and traveling with his girlfriend, Natalie.

Meet Matthew Dombrowski, CFP®Financial Advisor

Matthew is a Financial Advisor and CERTIFIED FINANCIAL PLANNER™ professional (CFP®). He specializes in portfolio design and the close monitoring of our clients’ plans to make sure they remain on track to achieve their retirement goals. He is passionate about enhancing the client experience and strives to make each client understand how truly valuable they are to the firm.

Matthew graduated with a bachelor's degree in finance from The University of Michigan and completed the CFP Board required curriculum through Eastern Michigan University and Kaplan University. He is also registered as an Investment Advisor Representative and holds his Life and Health Insurance License in addition to the Series 66 and Series 7 licenses.

Matthew and his wife, Danielle, reside in Livonia with their beautiful baby girl, Ava. They have a cat named Miggy. In his free time Matthew enjoys going to the movies, Detroit sports, traveling and spending time with family and friends.

Mike Sorrentino, CFASenior Investment Strategist

Mike supports the development and implementation of investment strategies for our clients. He works closely with the financial planning team to determine the target allocations to various asset classes and risk factors given the direction of the global economy. Mike is a frequent guest on major financial news networks such as CNBC, Fox Business News, and Bloomberg. He is also a contributing columnist on MarketWatch and has been quoted extensively in major newspapers and publications.

Mike is the former Chief Investment Officer for a registered investment advisor that oversaw more than $6 billion in assets under management. He also spent several years as a Vice President for both Barclays Capital and Sanford C. Bernstein, where he worked closely with some of the largest institutional asset managers in the world to derive and execute a wide range of investment strategies.

He earned his Master’s in Business Administration from the University of Chicago Booth School of Business and his B.E. in Electrical Engineering and Mathematics from Vanderbilt University. He holds the Chartered Financial Analyst® designation and carries his Series 65 license.

Taylor Peterson, CFP® CRPC® Client Service Specialist

Taylor is a CERTIFIED FINANCIAL PLANNER™ professional (CFP®) and Chartered Retirement Planning Counselor℠ designee. She is a graduate of Texas A&M University and holds her Life and Health Insurance License in addition to the Series 65 and Series 7 licenses.

Taylor focuses on the on-boarding of new clients and is a great point of contact for any client service-related inquiries. She works with clients as they join the Richard W. Paul & Associates family to ensure that all paperwork is completed to establish new accounts, and that transfers are processed in a timely manner.

Taylor and her husband, Corey, reside in Wixom. They have with her fiancé, Corey, and has a husky named Luna and a cat named Katinis. In her spare time, she enjoys going out on the lake and yoga.

Meet Bepin SerrajClient Service Specialist

Bepin focuses on the analysis of prospective clients’ investment portfolios and helps to coordinate the financial planning process all the way through the creation of the financial plan. Bepin is also a great resource for any account related questions. He is a graduate from Albion College with a degree in finance. He is currently pursuing the prestigious CFA designation and has passed the CFA Level I Exam and is a CFA Level II Candidate. Bepin also holds his Life & Health Insurance license.

Meet Ally Bogacz Client Service Specialist

Ally works with clients as they join Richard W. Paul & Associates family to ensure that all on-boarding and client service needs are met. In addition, she also works alongside Advisors as they meet with their clients, to monitor their plans and ensure they achieve their retirement goals.

Ally is a graduate of the University of Michigan-Flint where she majored in Journalism and minored in French. She is registered as an Investment Advisor Representative and holds her Life and Variable Annuity insurance licensing, in addition to Series 7 and Series 66 licenses.

Ally resides in Royal Oak with her Border Collie Husky, Davey. In her free time Ally enjoys playing piano, going to ballet practice, traveling and spending time with her family, dog & friends. Ally is also a member of the Detroit City Book Club and a Volunteer with William H. Beaumont Hospital - Royal Oak Campus.

Please do not put off future planning

Retirement lifestyle is in your hands, but it will take planning to get you to where you want to be.
Hope is not a very reliable strategy, so if you want to own your future, you must begin to plan for

We want to help. Please contact us by filling out the form below, or by calling us at (248) 305-9911.

We can meet with zero obligation on your part. If you can invest one hour today for a Customer Care Needs Analysis discussion we can place you on the path towards owning your tomorrows.

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    Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

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    Richard W. Paul & Associates, LLC is a Registered Investment Advisor. Midwest Financial Consultants, Inc is an Insurances Services Firm. Investment Advisory Services offered through Richard W. Paul & Associates, LLC. Matthew Paul & Matthew Dombrowski are Registered Representatives with securities offered through J.W. Cole Financial, Inc. (JWC) Member FINRA/SIPC. Richard W. Paul & Associates and JWC are unaffiliated entities.